Lucky lady - Can I ask how long you have been insured with Medibank? My first 3 dogs have been insured for 3 years, yet one by one i am getting notification that their policies are now 80% yet I havent changed the policies at all.
Newfsie - I also get the human insured 10% disc and an additional 5% for each extra dog. Yours seems different to mine as mine is $100 excess per condition. Checked out the RSPCA one, as Hyacinth states they mostly appear to be underwritten by Hollands which are an African company and the product disclosures are all the same (spents hours reading through them), wow they sure do have some outs in there. Even says if the dog becomes ill or has an accident when not under your care but in someone elses care, your not covered???WT
Hyacinth - As they are mostly all Hollands, I cant see much difference in price, although RSPCA was a little cheaper, but rang them to see if they waive the waiting periods moving and they said no, so not much point, will have to wear it.
One thing I was concerned about is the reaccuring clause in their product statement. It seems if your animal develops a chron
ic or recurring illness or condition...they have the right cancel the policy!