I know it totally sucks! we haven't been so poor since we moved to Oz - both me and OH were beef workers so we were on awesome money, it just meant we would have to live in the middle of nowhere to continue on that money so we decided to head over here. When were so broke like this it also makes us regret our move
I have thought about pet insurance but the trouble is still having to come up with the money upfront. I don't care about spending hundreds of dollars and not getting reimbursed, i care about coming up with the money upfront which is the reason i would consider pet insurance in the first place! if somebody has any ideas on insurance that pay's the upfront costs i would jump at the chance.
We picked up our boy 4pm this afternoon and he seems to be doing okay, his temperament seems the same and he is eating and drinking normally, they opened up the wounds to flush them. The lumps have gone right down - phew. He has to go back monday and get his stitches removed and then a test for feline hiv in a few weeks. If he got stunned by a stray he has 1 in 4 chances of contracting it. I'm praying that he won't have it...