So, I was revisiting my health cover. I was never really happy with what I had because I really only use it for Chiro and Myo, so everything else is a bit of a waste for the money I pay. I have never been in hospital (touch wood) and use the public system anyway, plus I am pretty healthy. Anyway, I went onto the iSelect website, typed in my contact details and browsed for a bit without finding anything better than what I had, so I left.
About 10 minutes later I got a call from Chris from iSelect. We had a chat about what I wanted (LOTS of Chiro and Myo) and the fact I didn't want hospital because I can use the public system if needed (I can just get Ambulance cover separately) and after 45mins he found the right cover for me...
Before, with NIB, I was paying approx. $630 per year and getting back $300 combined Chiro and Myo
Now, I pay approx. $880 per year BUT I get $450 on Myo AND $700 on Chiro!! PLUS everything else like dental, optical
I will use all the myo and most of the chiro (yes, i spend approx. $5K on this each year), so NOW I'm actually making money from my health provider instead of paying $330 for it!!! I couldn't believe it.
I am SOOOOOOOOO Glad Chris called me. Now I don't feel like I'm wasting money having health insurance to avoid the Tax Levy