Just got off the phone from my usual insurance company. I cancelled Inca's policy, remember, but after calling to start a new one up again, I got a lovely fellow who has started a new policy but recouped the previous payments (for Inca's policy) onto this one, so guess what???
No additional waiting period. I am feeling very happy. Amazing though isn't it, it always depends on who you get - a cranky bugger or a helpful and fair person.
Yay for Logan.