Hi, I'm new to Australia and finding most pet insurance companies out here with "terrible" reviews. Just wondering which insurance company you have that paid for these elbow surgeries you're mentioning above?
(I've read a lot of your posts and you sound like a great voice of reason on this site, so would highly respect your opinion on your choice of insurance.)
I insured both dogs as baby puppies. You cant insure for those conditions if it is already known that they exist. With cruciates there is a 6 month waiting period of no cover unless you get a certificate form a vet saying the the cruciates are sound.
Insurance is always a toss up. I am ahead on those two dogs, on my others I would proably be breaking even with the others because of the annual battle with grass seeds. A dog I had previously that wasnt insured I would have been way in front as she needed close to $12000 worth of surgery in her lifetime. Most of my other dogs over the years I would likely have been behind on if they had been insured.
I insure now because I have a number of dogs so I insure a couple of them. If I only had one or 2 dogs I might be less inclined to insure unless there was something about the dog that made me uneasy, like a poor conformation or a risk taking personality, or a car chaser or something like that.
Last edited by Kalacreek; 08-28-2013 at 01:58 PM.
We have been with Medibank and so far they have been great. We are going through a rough patch with Hooch and it's been costing us upwards of $2500 (more tomorrow!). They paid within a couple of weeks of us lodging the claim. So far so good, lucky we have them as I cant imagine being out of pocket so much right now.
I'm looking into this at the moment as well. I found a comparison site somewhere on the web for petinsurances and according to that site petplan was the only one covering chronic conditions. All others had a maximum (usually the annual maximum) per condition and once that's reached you can't claim any more.
Wishing i had pet insurance.. after a Boxingday bill of $2,800 for a snake bite it would have been worth it.
I'd much prefer my dog didn't get bitten. But she snuck off into the snake infested sand dunes yesterday to retrieve a dead marrow bone my friend cleared off the footpath the day before. It went in the bin this time, where it should have gone the first time but I guess she thought it would be good soil conditioner - if cadaver dog here hadn't found it.
I have RSPCA Ultimate Accident & Illness cover with Routine Care cover added on
Really happy with it (haven't found any loopholes yet although being insurance I'm sure there are...)
Monthly payment of under $40, 80% payback
Worth a look
Pet Insurance Comparison | Compare Pet Insurance | RSPCA
Just realised this is an old thread...
woops dogs a 9yr old
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