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Thread: Heart Attack Over My House (almost)

  1. #1
    Join Date
    Feb 2009
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    Melbourne
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    Default Heart Attack Over My House (almost)

    Settelment for my house is supposed to be tomorrow.
    My OH had a phone call last Thurs to say they are still waiting on our birth certificates before the money can be released. That was the first Oh Crap moment. (no one said anything about needing them)
    It was a bit of a rush but we got that all done.

    Then OH gets a call today saying my name has come up as having a home loan already which means no first home owners grant.
    Big Oh Crap moment, almost started crying in the middle of work.

    My ex partner did buy a house while we were together at the time but it was all in his name.
    After talking to the bank it looks like he put my name down as his partner at the time but they assure us it wont affect the grant because my names not acctually on the morgage.

    Grrrrr I cant wait untill this is over, I dont think my heart can take much more of this.

  2. #2
    Join Date
    Jan 2009
    Location
    NT
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    Default

    Welcome to the world of real estate, it seems what can go wrong will. You pay a conveyancer to do all the paper work, and running around, but in the end you do there jb for them.
    Seems to all turn out in the end, so good luck with the new house

  3. #3
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    Feb 2009
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    Default

    Hopefully thats the last of the problems (touch wood)
    Although it does mean settlements going to be a day late now and we'll be fined for that (not sure how much yet)

  4. #4
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    Oct 2009
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    Devonport, Tasmania
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    What the hell do you mean you'll be fined? Say what? By whom?

    I'm an ex-real estate agent with a MIL in the business for 30 years, and I've got no idea what you are talking about, Bordeaux. help me out here?

  5. #5
    Join Date
    Nov 2009
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    Near Newcastle, NSW
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    you get penalised in interest if you have late settlement and it is your fault...it happened to us too due to our solicitor screwing up

  6. #6
    Join Date
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    Really? Haven't been there. This is to do with bank loans then, yes?

    Some (no cross that out) many solicitors aren't worth a piece of toilet paper IMO! You must tell them what to do, when to do it, and keep hounding them until they actually DO IT!

  7. #7
    Join Date
    Nov 2009
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    Quote Originally Posted by Devil's Advocate View Post
    Really? Haven't been there. This is to do with bank loans then, yes?

    Some (no cross that out) many solicitors aren't worth a piece of toilet paper IMO! You must tell them what to do, when to do it, and keep hounding them until they actually DO IT!
    We ended up running around on the day of settlement because our solicitor AND our bank had screwed things up...I was FURIOUS!

  8. #8
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    Feb 2009
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    I think by fined I mean what Cleasanta said. I dont really understand most of it.

    There is a slim chance they'll be able to get settelment done tomorrow but I'm not holding my breath.
    So long as we can start moving by the weekend I'll be happy.

  9. #9
    Join Date
    Oct 2009
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    Devonport, Tasmania
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    Bunch of useless wan**rs, most of them. And yes, I also mean the real estate agents too.

    Too many sellers (and buyers for that matter) run around and have a bloody horrific selling/buying experience because of the incompetance of other so-called professionals, but lo and behold we are in major trouble if we refuse to pay them!

    Pffft.

    Bordeaux, I think everything will work out fine in the end, and although this might sound like an extreme comparison, it's like a baby really. Once you've moved and are in such joy in your new home, all else is forgotten.

    All the best, and congratulations. A wonderful house-warming to you.

  10. #10
    Join Date
    Oct 2009
    Location
    Rural NSW
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    I feel for you. My sister and I are waiting on settlement for our mother's house too.

    Any posts made under the name of Di_dee1 one can be used by anyone as I do not give a rats.

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