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Thread: what would you do if you cannot afford vet surgery bill?

  1. #11
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    Just get a biopsy done first, then worry. When my old dog had lumps detected, the vet did a biopsy and it came back that he had cancer, we didn't have the time or the money for the treatment, and we were moving interstate two weeks later, so unfortunately we chose to have him PTS. It was devastating, but it was the only choice at the time we really had. As much as I love my dog, I would have to draw the line somewhere.

  2. #12

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    Gosh it's not something I can really think about. If it was Sammy, I would do crazy things. I have a decent savings account, and I wouldn't hesitate to spend all of that. I would get over my pride and beg my family and luckily they are in a position to help with these sorts of things. If all of that still wasn't enough, I would try for a loan from the bank, pawn jewelery etc. I mean by now it would have to be over 20k kinda thing. But I couldn't let him go if there was a chance treatment could save him. I'd beg the vet that's for sure.
    Everyone who sees Sammy and I says that the sort of bond we have comes once in a life time so there's no way I'm letting him go early if I can help it. All dogs are irreplaceable, but I have a mutt so mine is even less so. It's a terrible thing to say but if I'm honest, if it was one of my other pets, I would still spend my savings and ask family - I think that's the commitment you make when you bring home a pet - even if it is sort of a rescue. But I wouldn't go ruining my life and running myself into financial ruin for any but Sammy.

    Take your dog to the vet, you don't know until they're assessed and it will only get worse the longer you leave it. Fingers crossed she's ok, keep us posted.

  3. #13

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    Its a very good question IMO. Firstly my advice would be to go and see your vet and get their opinion on what the lump is. If the answer is you need to spend X amount of dollars(and that X amount of dollards is significant in your circumstances) then i would take Hyacinths advice and ask the vet what their personal opinion is .. i.e whats the realistic chances of it being a good outcome, if its not what will it cost to fix, even if it can be temporarily fixed, how much, what impact will it have on your dogs overall quality of life etc etc. Then you just have to weight up the pro's and con's and the cost factor and make a call. Late last year i had to go through exactly this process. I made the call that it simply didn't make sense from both a financial view point or what was suggested to be the likely quality of life of my dogs view point to go ahead and investigate. So far i've been lucky and my dog is doing much better than either the vet or myself could ever have imagined.

    At the end of the day IMO the MOST important thing is that your dog doesn't suffer undue pain. If you keep that as your no 1 goal and deal with whatever comes your way within your means then you are doing the best by your dog that you can do. Some people will spend squillions on their dogs but don't let those people make you feel bad because either you can't afford to or you can't justify it.
    Last edited by mymatejack; 03-25-2012 at 10:30 PM.

  4. #14
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    I would certainly get an opinion first. I don't think prolonging the inevitable is a good idea.

    Personally, I would beg, borrow, steal, whatever. If it was something that one of my boys needed, and could recover from, then I would gladly, I don't know - sell my car! Whatever. I definitely don't advocate unnecessary treatments though, and if the vet believed that it would only prolong their suffering, then I would PTS.
    But I doubtful I would be able to PTS for a condition that is treatable due to financial reasons. I realise that people have far more serious money woes than I do, and I am by no means rich. That's not meant to be rude or insensitive, or judgmental. Just what I feel.

  5. #15
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    My vet lets people pay off bills over roughly about a month or she has contacts with multiple loan places that will let you pay it off over a long period of time.

    You just have to shop around, there are vets out there who are real ballbreakers and dont have any sympathy for those that may not have alot of funds but still love their pets but there are also vets out there that can be very understanding.

    Goodluck
    Last edited by Bulldog_Lover; 03-26-2012 at 10:14 AM.
    Rubylisious


  6. #16
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    Well, first up I'd have to say that you can't really make decision until you know what you have to make a decision about. To date you've simply ignored the problem, which is not wise - as treatment now will probably be far more costly both to your wallet and your dog, than had you at least had the lump investigated as soon as you noticed it. I'm not trying to be judgemental or cruel, just honest.

    Fist off, you do need to get your dog to a vet to at least diagnose what the issue is - it could be something as generic as a cyst - but you won't know this until You Go To The Vet. If the diagnosis is not great, then you need to 'man up' and have an adult conversation with your vet that is upfront about your financial circumstances, and what impact they have on any decided treatment...

    Good luck.

  7. #17

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    Depends on how much it is. I know our vet lets you pay your bill off but im not sure on what length of time.

    Also depends on the dog aswell. Our dog is getting PTS because she is in pain from her lumps. She has too many to get them cut out so its not just about the money. Because of her age (10) she would probably die during surgery.

    So it depends on if its causing the dog pain, if you can afford it and also if they can recover from it.

  8. #18
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    This has been a really interesting thread, and a topic that anyone who owns and loves a pet would always have in the back of their minds..What if? What would I do?

    We all know we could face that situation at anytime, and if most buyers were made aware upfront of what "could" happen and what the cost would be, would we still buy that dog? Yes, I think we would.

    This is particually difficult issue for families, where what MAY happen in the future, despite all your research on breeds, which genetic conditions may apply, temperment, activity level, choice of breeder etc... there are no guarantees.
    If the worst should happen, they generally have the emotions of their children and the bond they share with the pet, as well as limited financials to consider.
    I wonder how many of us have heard the phrase "We have to put Molly to sleep because we cant afford the vet bill", and remember how or if it affected our lives as children?
    Is a really tough call with ever increasing vet costs.

    Should families and children be denied the joys of owning a dog due to financial restraints on the "what if's'?

    Children learn so much about life, caring , responsiblity and that overwhelming feeling of unconditional love that only pets can share.

    Anyway, there are many stories of good and bad vets in the posts above, some who will help finacially in what everway they can, others who wont give an inch, which might be beneficial to those needing a little help and compassion when the "what if" hits.

    Can we have a "GOOD, THE BAD, AND THE DOWNRIGHT UGLY" of the vet world thread .....to name and shame or promote the good and compassionate and not so good vets including, the area there in?
    The greatness of a nation can be judged by the way its animals are treated.
    Mohandas Gandhi

  9. #19

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    I would be very careful shaming any vets on a public forum.

  10. #20
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    Is that a no no of the forum world?
    Could it become a legal issue?
    The greatness of a nation can be judged by the way its animals are treated.
    Mohandas Gandhi

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