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Thread: Pet Insurance.

  1. #11
    Join Date
    Oct 2009
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    Devonport, Tasmania
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    Quote Originally Posted by Occy View Post
    I meant get pet insurance. I am $6K in the hole cause of my dogs - insurance would have made a huge difference
    Oh yikes, I see.

    That's what I'm wondering about. Teddy B Bear mentioned poor Teddy's op may cost up to $3500. That's a figure I don't want on my credit card or anywhere else.

    So I was thinking about looking into it just for the basics, as in a major operation from illness or an accident etc. Newfoundlands are a large dog and could possibly have some joint problems down the track. My 14 year old is 6 foot 7 tall, and he has to have 2 ops in the next 12 months because of his rapid growth. Without insurance that could cost us anywhere up to $16K!!!
    Just don't want to find ourselves in that position should a dog require surgery for anything.

    It's a toss-up, but i do think I will look into it further.

  2. #12
    Join Date
    May 2009
    Location
    SE QLD
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    I took out insurance 6 months ago for my GSD as I thought "this gal is going to be trouble"!!! I went with RSPCA. Lucky I did as a couple of weeks ago she took my big boofers anti-inflammatories and ended up in hospital for 2 nights.
    The more people I meet, the more I like my dogs.

  3. #13
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    Oct 2009
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    Devonport, Tasmania
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    From what I'm reading you can get cover with a $500 excess that covers everything other than basic vet visits for well under $20 a month. Really, I'm thinking why not for that peace of mind.

  4. #14
    Join Date
    Oct 2009
    Location
    Brisbane Queensland Australia
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    Hi DA

    We have pet insurance for our 2 pooches. I can't tell you a whole lot about ours cause we only got it when Diesel was a pup so we haven't claimed on it as yet!! Hopefully NEVER!!!

    But DH did investigate the different ones and he did discover that the one the RSPCA uses is quite exspensive compared to others that are available. Check with your House insurance don't some now include pets??? NRMA???? You know the one with "Rexy" on the Jetski???? I love that add!

    It would be very worth while to look at not only for your pets but if godforbid your dog attacks another!!
    1 Siberian Husky Diesel
    1 Belgian Malinois Gypsy
    1 Kitty Porsche

  5. #15
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    Feb 2009
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    Wodonga
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    give SARC a call - look them up on google - they are an emergency centre and they have one they use - and theyve recommended to me

  6. #16
    Join Date
    Oct 2009
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    Devonport, Tasmania
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    Thanks Husky and Occy.

    I can't seem to pull up the quote page for the RSPCA. But then again, all centres have closed here due to some major shit going down throughout the Tassie RSPCA places.

    Checked with medibank Private where our own health insurance is, and even with a discount for joinging them all together, it worked out dearer than the others!

    Will check out SARC, and have a look at the vet surgery to see which providers they deal with a lot; could have recommendations there. I think I have made the decision to insure though!

  7. #17
    Join Date
    Aug 2008
    Location
    Perth, WA
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    1,257

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    Hi DA

    Ages ago I was considering insurance, then put it off; I was thinking of forking out that money (wouldn't be too bad if I wasn't a uni student). But then a girl I know from primary school told me about an incident her dog was involved in and that got me thinking again.

    I decided to get insurance because I could never live with myself if I had to let Tay go just because of money. I know that even if I didn't have insurance and she had to have major stuff done I would still say do it - but realistically how would I come up with the money??

    And as my brother pointed out, she is the one thing I invest all my love, time and money in so why not? Other people have cars, hobbies etc, I have my dog!

    It probably will be a 'waste of money' but I'd rather know that I'm covered just in case something does happen.

  8. #18
    Join Date
    Oct 2009
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    Devonport, Tasmania
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    Thanks Loren. Yes, decision is made. Better to be safe than sorry. My family is covered, so I guess how can I call my dog a member of our family if he/she is not covered for unfortunate tragedies etc like the rest of us? Bit hypocritical really.
    So pet insurance it is.

  9. #19
    Join Date
    Aug 2009
    Location
    Adelaide
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    Choice magazine did a review of about 16 different pet insurance offerings - their top out of 64 or more. I typed up some details in here - way back then, maybe a google site search will turn it up.

    But after that story about puppy breaking a leg - I'm thinking I ought to pull my finger out and pay up.

    Was the July Choice
    Petplan Supreme dog was the only one with no limit (per condition) for the life of the pet. It had an annual claim limit of $14000, and an excess of $100 and the annual cost was about $470pa. Full cover for older dogs.

    Pet Insurance Australia (PIA) had one of the cheaper ones has a $500 excess, premium about $170pa, a $15000 annual & lifetime limit (per condition) - ie you can use it all up in one year and after that you might as well change insurance companies. Not sure what they do really. Actually PIA had quite a few offerings across the price brackets. And fully cover for older pets.

    They're all underwritten by Hollard.

    Some home and contents policies offer pet insurance as well but the cover is very limited. Some max out at $500 and only cover for accidents and not treatment for illnesses like cancer.

    Things to watch out for - exclusions based on pet age, breed, or pets with chronic disease like diabetes or cancer that lasts more than one year.

    There were a couple of policies described for accident only - but they weren't much cheaper than the ones that covered accident and illness.

  10. #20
    Join Date
    Feb 2009
    Location
    Formally Warrandyte, now Windsor VIC
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    Hi DA,

    I've got Petplan Standard which costs me $41.01 and covers $14000 illness, injury etc, $100 death from injury, $100 advertising/reward if your dog is lost, $1000 if your dog is stolen, $3 million public liability. Going to upgrade to the Supreme plan ($46.70 a month) when he gets a bit older. See http://www.petplan.com.au/pdf/cat_dog_12_06_front.pdf or

    I buy direct from Petplan and pay monthly, but as soon as I start my new job I am just going to buy the year's plan with Pookinuk as it will save you $100 (Just worked that out researching for you so thanks!!) Standard plan is $394 with them- much cheaper!! Pookinuk :: Buy - Pet Plan (Pet Insurance) Petplan pet insurance policy cover your Dog's illness and injuries for life, as long as you renew your policy each year. For more information in regards to our <b>pet insurance</b> policy please follow the l

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