Page 1 of 2 12 LastLast
Results 1 to 10 of 13

Thread: Pet Insurance Blocking Stem Cell Treatment

  1. #1

    Default Pet Insurance Blocking Stem Cell Treatment

    We are desperate for our boxer to have Stem Cell treatment for her hip dysplasia as recommended strongly by her vet, but they don't allow it. Has anybody with pet insurance had stem cell treatment for their dog which was covered by their insurance and if so which company? look forward to responses thanks

  2. #2
    Join Date
    Aug 2009
    Location
    Adelaide
    Posts
    12,582

    Default

    Hi CRicho101

    The best people to ask about this would be the vets (or their staff) who provide the service.

    I don't know any pet insurance who will insure you to treat a known condition ie you'd have to say you didn't know your dog had hip dysplasia on the form/phone to get the insurance. Ie best to sign up for insurance before you get a diagnosis from the vet.

    It's not like human health insurance where you just wait a year and then they pay. Actually sometimes they don't want to do that either. Ie insurance is for the chance of something going wrong, it's not for paying after the fact or then you could insure your car for repair / replace after you pranged it.

    I think there might be vet university teams that would offer the service at a discounted rate or as part of a research project (you risk getting a "placebo" or inactive control treatment if it's research).

    Or you can take out a personal loan or save up.

  3. #3
    Join Date
    Sep 2012
    Location
    tasmania
    Posts
    266

    Default

    I don't think there is any pet insurance that covers stem cell treatment.

    Would love to be proven wrong but I checked out some pds's of a few of them and it's excluded on them.
    If you think dogs can't count, try putting three dog biscuits in your pocket and then giving Fido only two of them. ~Phil Pastoret

  4. #4
    Join Date
    Aug 2009
    Location
    Adelaide
    Posts
    12,582

    Default

    You'd probably have to check only two product disclosure statements...

    eg for hollards check any one of RSPCA, Medibank Pet insurance, Pet Insurance Australia (and others)
    for Alliance - check Alliance (there's one other but I forget which. Pet sure maybe).

    But the same problem applies. None of them are going to cover any treatment for a condition that you know existed before you took out insurance.

  5. #5
    Join Date
    Jul 2010
    Location
    Rural Western Australia
    Posts
    2,636

    Default

    I dont think it is covered by any pet insurance, for that matter I am not sure that its covered for humans either.

    Even if there was one that covered it as mentioned above you cant claim on a pre existing condition. Would be nice if insurance worked like that but it doesnt for obvious reasons.

    Good luck with your dog, hip and elbow dysplasia sucks.

  6. #6
    Join Date
    Oct 2010
    Location
    Southern NSW
    Posts
    3,784

    Default

    Sadly no, it is still considered a treatment with no definitive outcome
    Pets are forever

  7. #7
    Join Date
    Nov 2010
    Location
    melbourne
    Posts
    372

    Default

    would information on method used to get the stem cells help..... these days apparently a few different ways they can get them.... but most people think old way of from dead fetus's.... which i'm sure would make anyone say no without hesitation.

  8. #8
    Join Date
    Aug 2009
    Location
    Adelaide
    Posts
    12,582

    Default

    There was a news story this morning about a guy who can walk again thanks to a nose nerve cell transplant to his spine (spinal cord had been fully severed). Amazing.

    You can also get stem cells from bone marrow. And other things besides dead babies (erk).

  9. #9
    Join Date
    Jul 2010
    Location
    Rural Western Australia
    Posts
    2,636

    Default

    I think that with dogs they extract the stem cells from fat that they harvest from the dog. No dead fetus's involved.

  10. #10
    Join Date
    Oct 2009
    Location
    Rural NSW
    Posts
    5,967

    Default

    With humans it is extracted by blood and processed. Either from themselves or suitable donor.

    Any posts made under the name of Di_dee1 one can be used by anyone as I do not give a rats.

Thread Information

Users Browsing this Thread

There are currently 1 users browsing this thread. (0 members and 1 guests)

Tags for this Thread

Bookmarks

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •